Legal Access Depends On Local Law
Our Legal terms explain who may access the account, what checks apply before account access, and how local payment records connect to your account history. Eligibility depends on local law, so you should confirm that access is permitted in your location before opening an account. We
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may request phone verification and account details to protect the account holder and check payment ownership. For deposits through DANA, OVO, GoPay or QRIS, we retain the transaction reference needed to match a wallet event with the correct account; bank transfer and virtual account records follow
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the same matching process. If you are in Surabaya or elsewhere in Indonesia, the same Legal wording applies, subject to local rules and any notice shown during access.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.